Better With Money Limited Cookie Notice
This Cookie Notice was last revised on 30 May 2023.
1. Who we are
This notice (“the Cookie Notice”) applies to all information we collect, use and process about you while browsing our website or accessing your personal account with us.
“Better With Money” is a trading name of the group of companies owned by Cushon Holdings Limited (“the Cushon Group”). Cushon Holdings Limited is a company registered in England and Wales with company number 14213564.
More information about the Cushon Group can be found on our website at www.cushon.co.uk.
In this notice, references to “we”, “us” or “our” are references to one or more companies in the Cushon Group. Our address is Stephenson House, 2 Cherry Orchard Road, Croydon CR0 6BA and our Data Protection Officer can be contacted at privacy@betterwithmoney.com.
Depending on how you use of our website, one or more of the below Cushon Group companies will be the relevant data controller in respect of personal information that we process about you in connection with our website:
- Better with Money Limited – a company registered in England and Wales with company number 09943881
- Cushon Group Limited – a company registered in England and Wales with company number 10967805
- Cushon Money Limited – a company registered in England and Wales with company number 11112120
- Creative Benefit Solutions Limited – a company registered in England and Wales with company number 06293305
- Creative Auto-Enrolment Limited – a company registered in England and Wales with company number 08554978
2. Why we are providing this Cookie Notice to you
We respect individuals’ rights to privacy and to the protection of personal information. As you interact with our website, we will automatically collect data about your equipment, browsing actions, and patterns. We collect this personal data by using cookies and other similar technologies.
This Cookie Notice contains information regarding what type of cookies we might place on your device when browsing our website and how we use them. You can find further information on how we process your personal data in our Privacy Notice.
3. What are cookies?
A cookie is a small piece of data (text file) that a website stores on your device in order to remember information about you, such as your language preference or login information. Cookies are not stored on your device unless you provide your consent. Those cookies are set by us and called first-party cookies. We also use third-party cookies – which are cookies from a domain different from the domain of the website you are visiting – for advertising and marketing purposes.
We use cookies and other tracking technologies for different purposes, including providing and improving our services, ensuring our website is secure, recognising you when you visit our website. Additionally, some cookies might collect information about pages viewed and your journey around the website.
We do not use cookies to collect or record information such as your name, address, or contact details.
UK privacy regulations require that your consent is obtained for the use of all cookies except those that are necessary for the site to provide you with information and services you request (so-called “strictly necessary cookies”).
Below in section 5 of this Cookie Notice is a detailed list of the cookies that may be used by our site if you choose to allow cookies.
We use the following cookies:
- Strictly necessary cookies. These are cookies that are required for the operation of our website. They include, for example, cookies that enable you to navigate through certain interactive areas of our website.
- Analytical or performance cookies. These allow us to recognise and count the number of visitors and to see how visitors move around our website when they are using it. This helps us to improve the way our website works, for example, by ensuring that users are finding what they are looking for easily.
- Functionality cookies. These are used to recognise you when you return to our website. This enables us to personalise our content for you, greet you by name and remember your preferences (for example, your choice of language or region).
- Targeting cookies. These cookies record your visit to our website, the pages you have visited, and the links you have followed. We will use this information to make our website and the advertising displayed on it more relevant to your interests. We will not share this information with third parties for this purpose.
4. How long do cookies stay on your device?
The length of time that a cookie remains on your computer or mobile device depends on whether it is a “persistent” or “session” cookie. Session cookies last until you stop browsing and persistent cookies last until they expire or are deleted. Most of the cookies we use are persistent and will expire at a point between 30 minutes and two years from the date they are downloaded to your device.
| Name of Cookie | Purpose | Cookie Type | Third Party / First Party | Duration |
|---|---|---|---|---|
| Cookieyes-consent | Cookie preference settings | Necessary | First Party | 365 days |
| ApplicationGatewayAffinity | Managing browsing sessions | Necessary | Third Party | Session |
| _gid | Google Analytics sets this cookie to store information on how visitors use a website while also creating an analytics report of the website’s performance. Some of the collected data includes the number of visitors, their source, and the pages they visit anonymously | Analytical | First Party | 1 year 1 month 4 days |
| _ga_* | Google Analytics sets this cookie to store and count page views. | Analytical | First Party | 1 year 1 month 4 days |
| _ga | Google Analytics sets this cookie to calculate visitor, session and campaign data and track site usage for the site’s analytics report. The cookie stores information anonymously and assigns a randomly generated number to recognise unique visitors. | Analytical | Frist Party | 1 year 1 month 4 days |
| ai_session | This is a unique anonymous session identifier cookie set by Microsoft Application Insights software to gather statistical usage and telemetry data for apps built on the Azure cloud platform. | Analytical | First Party | 30 mins |
| CONSENT | YouTube sets this cookie via embedded YouTube videos and registers anonymous statistical data. | Analytical | Third Party | 2 years |
| _gat | Google Universal Analytics sets this cookie to restrain request rate and thus limit data collection on high-traffic sites. | Analytical | First Party | 1 minute |
| ai_user | Microsoft Azure sets this cookie as a unique user identifier cookie, enabling counting of the number of users accessing the application over time. | Advertisement | First party | 1 year |
| YSC | Youtube sets this cookie to track the views of embedded videos on Youtube pages. | Advertisement | Third Party | Session |
| VISITOR_INFO1_LIVE | Tube sets this cookie to measure bandwidth, determining whether the user gets the new or old player interface. | Advertisement | Third Party | 5 months 27 days |
| Yt-remote-device-id | YouTube sets this cookie to store the user’s video preferences using embedded YouTube videos. | Advertisement | Third Party | never |
| yt.innertube::requests | YouTube sets this cookie to register a unique ID to store data on what videos from YouTube the user has seen. | Advertisement | Third Party | never |
| yt.innertube::nextId | YouTube sets this cookie to register a unique ID to store data on what videos from YouTube the user has seen. | Advertisement | Third Party | never |
| yt-remote-connected-devices | YouTube sets this cookie to store the user’s video preferences using embedded YouTube videos. | Advertisement | Third Party | never |
| pps_show_101 | Tracks whether a pop up has been showed within the session | Functional | First Party | 1 month |
| pps_times_showed_101 | Tracks how many times pop up has been shown | Analytical | First Party | 1 month |
| ApplicationGatewayAffinityCORS | No description provided from moneyhelper.org.uk | Third Party | Session |
6. What are cookies?
You can choose to delete cookies on your computer or device at any time, however you may lose any information that enables you to access our website more quickly and efficiently including, but not limited to, login and personalisation settings.
It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.
You can also choose to enable or disable cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third-party cookies. For further details, please consult the help menu in your internet browser.
7. Changes to the Cookie Notice
This Cookie Notice may be amended from time to time, the latest version of the Cookie Notice will always be available on our website at https://betterwithmoney.com/cookies/.